Online Bank Accounts
Internet Banking Services
When online bank accounts and Internet banking services were first introduced, the top attraction was the Annual Percentage Yield (APY). The Annual Percentage Yield is the interest rate you would receive if the interest earned is left in the account and not withdrawn, basically it is interest earned on your interest. Typically online bank accounts pay a higher APY than a brick-and-mortar bank.
Online bank accounts have come a long way, with a number of very clear consumer benefits. Even if you take the availability of banking 24/7 out of the equation, the benefits still add up. Online bank accounts allow you to pay bills with a click of a mouse; you can view your canceled checks, transfer money between banks, brokerage accounts and more. And, if all that isn't enough, some online bank accounts even alert you if your balance runs low. Plus, many Internet banking services offer you free software that helps you balance your checkbook automatically. In addition, select online bank accounts have even cut down on the time it takes for an electronic payment to clear, so instead of paying a bill five days before it's due, you can send it two days before and still make the due date.
Online Bank Accounts - The Best Things in Life Really Are Free
Many online bank accounts, like iGObanking.com are free to open and free to maintain. Most online bank accounts provide free linking services, free auto bill pay and free downloadable software for maintaining account balances. Most online bank accounts make life easier, by providing free direct deposit (if available by your employer), no-fee IRA's and more. Online bank accounts aren't the wave of the future...they are here now to provide you with online banking, internet savings, internet checking and more. Online bank accounts are the most convenient way to do your banking on your terms and it's easy to get started at iGObanking.com.
It's easy to sign up for online banking. Go to iGObanking.com, member FDIC, to begin your Internet banking today or call us at 1-888-432-5890.
Is Online Banking Safe?
The web is a convenient and safe way to bank. When you do online banking at iGObanking.com you can be confident that our site is secure. Data is encrypted making it virtually impossible for anyone to access your account information. Most Internet banks also use "Multifactor Authentication" to protect against phishing, pharming and dictionary attacks, as well as keystroke logging viruses. For added security, site access requires users to answer a series of security questions and automatically disconnects users after 10 minutes of inactivity.
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