Online Banking Security

Safe Internet Banking Tips

Online banking security is perhaps the number one concern of those who are considering the convenience of banking online. The benefits of online banking far outweigh the risks, which indeed are minimal, especially if you follow the safe Internet banking tips below.

• Make sure your online bank is legitimate
• Confirm that your online bank funds are FDIC insured
• Don't share your personal information
• Understand your consumer rights

Online Banking Security - Whose Responsibility is it?

When it comes to safe Internet banking, the responsibility is actually split between the consumer and the online banking service provider itself. Online banking security is taken very seriously. There are a number of security procedures and policies backed up by the most advanced Internet security systems available, to keep your money and your personal information secure.

In addition, it is up to the individual to protect their own accounts. Some online banking security tips you should remember are:

• Use only one computer to access your accounts
• Online banks will never ask for your account information via email, do not respond to any emails asking for this information; any changes to your account information will be acknowledged by your online bank using email. If you did not make the changes contact your Financial Institution immediately.
• Never give out your social security number or other information online unless you are sure it is for a legitimate reason from a reliable source.
• Create a unique user name and PIN number
  • Do not use your birth date or name
  • Do not use sequential numbers of letters
  • Do not share your user name with anyone
  • Do not use the same user and PIN names on different accounts

Remember, online banking security is not just about protecting your money, it is important that it protect your identity as well. Be sure that both you and your bank are providing the steps needed to guarantee your online banking security.

It's easy to sign up for online banking. Go to iGObanking.com, member FDIC, to begin your Internet banking today or call us at 1-888-432-5890.