Online Savings

Internet Savings

With online savings your money works as hard as you do, way harder than it would in a conventional brick-and-mortar savings account. Online and Internet savings provide you with many of the same benefits as a conventional bank's savings account, plus a lot more, including higher interest rates on both Internet checking and online savings accounts.

Most online savings accounts offer you much higher interest rates than a conventional bank. Like an ordinary savings account, the rates vary depending upon your online savings balance, but it's almost always higher. And online savings is usually a free service, making Internet savings a win-win for the consumer. It's safe, easy, convenient and usually free. Those are benefits that are very hard to beat.

Savvy Savers Save in Online Savings

This may read like a tongue twister but the fact is, savvy savers do save in online savings account environments, if for no other reason than they get a better rate of interest. Add to this the fact that even the least savvy computer user will find that setting up online savings is easy and extremely safe. In fact, some of the safeguards of online savings protect you better than a conventional bank can. And with online savings you'll enjoy total banking access 24 hours a day, seven days a week.

The Bottom Line Benefits of Online Savings

The benefits of online savings may vary from one Internet bank to the next. Before choosing the Internet savings that best fits your needs, be sure it provides the following:

• Money insured by FDIC
• No service charges
• No fees
• High interest on online savings
• Minimum balance needed to keep account active
• Specific log-in needed for online savings access
• Guaranteed secure site
• Easy operation
• The ability to transfer accounts from other banking institutions
• Option to link online account to other accounts outside of the online banking institution
• Manage account online
• Send deposits by mail to online savings account
• Transfer funds online to and from other bank accounts and other banks
• No need to have an online checking account to enjoy online savings

Choosing the online savings that best fits your needs is a small chore that should reap big rewards. Online savings gives you the power to earn more interest on your money and control it every step of the way. It's the most convenient way to do your banking on your terms and it's easy to get started at iGObanking.com.

It's easy to sign up for online banking. Go to iGObanking.com, member FDIC, to begin your Internet banking today or call us at 1-888-432-5890.